How It Works
Enter your ZIP code and tell us what coverage you are looking for in Arizona
See what Arizona requires and compare quotes from licensed carriers
Choose coverage that meets Arizona requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Every vehicle on your multi-car policy must carry at least your state's minimum liability limits. Bodily-injury minimums range from $15,000 to $50,000 per person across states; property-damage minimums range from $5,000 to $50,000.
Full Coverage Car Insurance
Add collision and comprehensive to liability coverage on vehicles you finance or want protected against damage and theft. You can carry full coverage on one car and liability only on another within the same multi-car policy.
Uninsured Motorist Coverage
Required in 22 states. Covers your medical bills and vehicle damage when an at-fault driver carries no insurance. Check your state page to see if this coverage is mandatory or optional.
Multi-Car Policy Structure
Two or more vehicles insured under one policy number. Each vehicle is rated separately based on its own use, driver assignment, and coverage level, then combined into a single premium with the multi-car discount applied.
